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Banklessness - Bankless banking is coming. And traditional banks have to get ready.



" The explosive evolution of mobile computing, coupled with growing internet penetration, cloud technologies and social media access globally and in India, has led to traditional banks being challenged in their modus operandi and having to embrace technologies of the future. The graphics below, courtesy McKinsey Global Institute (MGI), are reflective of the growing digital penetration in India:....

That said, let’s take the current scenario of banks — for a larger part they are still pushing products to their customers. This leads to a situation where the customer ends up having different relationship managers for the multiple products from the bank e.g. savings account, credit card, auto loan, home loan, car insurance, home insurance, life insurance, investments, trading, etc. " - Read Full Article


Source: medium




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